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Regulatory Information

Regarding Member dental coverage underwritten by United Concordia

Group Disclosure

This advertisement is not a proposal of insurance. The Group Policy or Contract and Certificate of Insurance ("Plan Documents") include a complete listing of covered services, limitations, exclusions, cancellation and renewal provisions. In the event of conflict, the Plan Documents will govern. Contact a Unum sales representative to obtain details on current coverage, exclusions, limitations, renewal, cancellation and costs. United Concordia offers only dental policies with an optional vision rider available with fee-for-service and PPO dental plans.

Concordia Flex, Concordia Select*, Concordia Access and Concordia Choice are underwritten by: United Concordia Insurance Company in AK, AL, AZ, AR, CA, CO, CT, FL, GA, HI, ID, IN, IA, KS, LA, ME, MA, MI, MN, MS, MT, NE, NV, NH, NM, ND, OH, OK, OR, RI, SC, SD, TN, TX, UT, VA, VT, WA, WV, WI and WY; United Concordia Life and Health Insurance Company in DE, DC, IL, KY, MD, MO, NJ, NC and PA; and United Concordia Insurance Company of New York in NY. United Concordia Insurance Company, California certificate of authority number 3739-0, is domiciled in Arizona at its statutory address, 2198 East Camelback Road, Suite 260, Phoenix, AZ 85016. *Concordia Select is not available in FL.

Concordia Preferred is underwritten by the United Concordia affiliates indicated above and is available to groups headquartered in all of the listed states except GA, LA, ME, MS, NJ, NC and TX.

Concordia Flex, Concordia Select, Concordia Preferred, Concordia Access and Concordia Choice are currently not available on an insured basis for employers/groups sitused in the Commonwealth of Puerto Rico, or any territory or jurisdiction outside of the continental United States.

Available Concordia products detailed above are underwritten by United Concordia Insurance Company in OK and AZ and are written on OK policy forms OK9802 (11/07) and OK9802L (11/07) and AZ policy forms 9802 (11/07) and 9802L (11/07).

United Concordia Companies Inc., and/or its licensed corporate affiliates (United Concordia), administrative office: 4401 Deer Path Road, Harrisburg, PA 17110. United Concordia’s licensed affiliates have sole financial responsibility for their products.

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Terms & Conditions

You should review these terms and conditions regularly as they may change at any time at the sole discretion of United Concordia.

Once the Member gains access to the information on the United Concordia website, he/she may browse the site and download materials contained on the site for his/her personal use only. However, no material or images from the website may be copied, reproduced, republished, transmitted, merged with any other works, or distributed in any way, for public or commercial purposes without the express written permission of United Concordia. Modifications to the contents of any portion of the website is a violation of United Concordia's copyright and other proprietary rights.



United Concordia uses reasonable efforts to include accurate and up-to-date information on the website. However, United Concordia makes no warranties or representations as to its accuracy. The materials contained on the website are provided "AS IS" and without any implied or express warranties. United Concordia does not warrant or make any representations regarding the use or results of the use of the website in terms of accuracy or reliability. Anyone accessing this site assumes full responsibility for all personal costs associated with viewing or accessing this website, including, but not limited to, computer hardware, software, network servicing, repairs or corrections. Under no circumstances will United Concordia be liable for any direct or indirect, special, incidental or consequential damages that result from the use of, or inability to use, this site.

Member understands and agrees that the information he/she may access herein reflects information on file at the time of the inquiry and may be subject to retroactive and prospective changes as required by his/her plan design/administrator without notice. It is the responsibility of the Member to verify plan participation and coverage with his/her employer prior to receiving dental care services. United Concordia is not to be held responsible for personal Member liabilities resulting from retroactive cancellations of or changes to dental coverage by his/her employer.



This United Concordia website is controlled and operated by United Concordia from its headquarters in the Commonwealth of Pennsylvania, United States of America. Any dispute arising from these terms will be resolved exclusively in the state and federal courts of Pennsylvania.

United Concordia does not direct content to Minors and does not intend to collect personal information from minors and therefore is not subject to the Child Online Privacy Protection Act.

Member agrees that he/she is responsible for protecting his/her password from compromise, release or discovery by any unauthorized person. If Member learns that his/her password has been compromised, Member should access the Unum Dental website at  to change his/her password. Passwords are changed using the following steps:

  1. Go to

  2. Click on My Dental Benefits

  3. Select Forgot Password?

  4. Follow the steps to reset your password

Member agrees not to disclose his/her password to any third party in any manner.


Privacy/Treatment of Information or Data Transmitted to United Concordia

Personal information transmitted to United Concordia will be treated in accordance with the Privacy Policy, a copy of which can be accessed via the website by clicking on the Privacy link.

Unum is not responsible for the content of this website, which has been designed and made available by United Concordia to provide Members with information regarding their dental coverage. By using this website, Member agrees that under no circumstances shall Unum be liable for any direct or indirect, special, incidental or consequential damages that result, or arise, from any use of, or inability to use, this site. Unum is a registered trademark and marketing brand of Unum Group and its insuring subsidiaries.

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